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What is
CareCredit
CareCredit is a personal line
of credit for healthcare treatments and procedures for your
entire family, including your pets. It works like a credit card
but it has two advantages. It can only be used for healthcare
services and you can get No Interest* financing every time you
use it. Simply pay your minimum monthly payment and pay off the
entire balance by the end of your promotional period and you pay
No Interest. If you need more time to pay for your procedure,
you can take advantage of our extended payment plans with low,
fixed interest rates.
How is
CareCredit different from my
other credit cards?
With CareCredit
you can
get either a NO INTEREST payment plan or an extended LOW FIXED
INTEREST payment plan every time you use it. Most credit cards
only offer special or low interest plans for short periods or
upon sign up.
How long do I have to pay off my treatment fees?
The length of time you have to pay depends on the promotional
payment plan that you choose when you use the card. Not all
CareCredit providers offer all promotional plans, so ask
your provider for details.
How do I qualify for CareCredit?
Approval is based on information from your credit application
and past credit history. This includes information from the
primary applicant as well as any co-applicant.
Why do doctors offer CareCredit?
Many patients put off treatments and procedures because they
cannot afford to pay. Doctors offer CareCredit payment plans as
a convenient option to consumer credit cards, cash or checks.
CareCredit allows you to pay over time often without incurring
interest charges instead of a lump sum prior to treatment.
Offering CareCredit removes the accounts receivable
responsibilities from the doctor and allows them to focus on
recommending and providing the best care to their patients. |
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